Planning Tools for Homeowners

Revocable Living Trust

• Avoids probate, while allowing built-in protections for children, blended families, and future planning needs. Best for long-term flexibility and family protection.

Transfer on Death (TOD) Deed

• A simpler probate-avoidance option for certain homeowners. Allows your home to pass directly to named beneficiaries without probate, while you keep full control during your lifetime. Best for straightforward situations where simplicity is the priority. 

Updated Will

• Ensures your real estate is coordinated with the rest of your estate plan and distributed according to your wishes if probate becomes necessary.

Durable Power of Attorney

• Authorizes someone you trust to manage or sell your home if you become incapacitated.