Planning Tools for Newlyweds

Individual Wills Coordinated Between Spouses

• Ensures each spouse is provided for, while coordinating plans for shared and separate assets.

Health Care Proxy and Living Will

• Documents healthcare wishes and designates decision-makers in medical emergencies.

Durable Power of Attorney

• Names a spouse or trusted person to manage financial matters if you’re unable to. Being married does not automatically grant access to all financial accounts.

Beneficiary Designations

• Review and update beneficiaries on retirement accounts, life insurance, and other assets, which can override a will if left unchanged.